Foodbank Truck Numbers

I’m a backer of the Foodbank, so the article about the truck loss and expenses caught my attention.

Before I would consider donating again to this great nonprofit, I would need to better understand how they are taking care of their fleet. It appears that they had, in value, a six-figure truck and evidently had a total loss on it. Your article seems to imply that they carried no insurance on this truck, and thus must fund raise for the entire amount of the loss.

Is this true? I certainly hope that they had — and have — insurance, and thus do not need to raise the entire amount of a new vehicle to replace it. Perhaps I’m missing something here, so any info would be helpful.